How it works

MobileQuid is a trading name of Growwin Limited and one of the UK's leading loan matching services.

Our service is free of charge and we will never take money from your account or use your bank details for anything other than matching you with a lender who fits your needs. We do usually receive a commission for matching you with a lender but do not make lending decisions or act as an agency for any one product or service. We try to keep this process as simple as possible, just follow the steps below.

1) Fill out the secure online application

Once you submit your application you may need to wait up to 3 minutes for our lenders to make a decision, please be patient and do not refresh or hit the back button.

Once a lender has approved your application we will automatically redirect you to the lender who has accepted your application and provisionally approved you for a loan. Many lenders will send you an email and/or message to confirm your loan, be sure to check your phone and/or email in case they require you to submit a pin number or confirm via phone/email.

If we cannot match you with a lender we may refer your application to a loan broker who may charge a fee for their services. Fees are always explained up front and never taken from your account without your consent. The fee charging broker is now required to send you an information notice to which you must explicitly consent to the broker fee being taken. Only then the broker can take your card details or bank account details to collect the fee. If you are not comfortable with the fee, please do not proceed with the process and if you are not satisfied with the service after payment has been made you can exercise your rights of withdrawal/cancelation within 14 days and entitled to a refund.

2) Complete e-signature page and check email/phone for additional steps

Once redirected to the lender's page you may be required to fill out some additional information and submit your e-signature. In some cases you will need to confirm your email or phone number and submit a pin number.

3) Loan automatically deposited into your account!

If you apply after 5pm Monday to Friday you may have to wait until the following day to receive your funds although many lenders can fund loans around the clock. If you need funds for the weekend, please apply before 5pm Friday or you may have to wait until Monday to receive your loan. Please read over the loan agreement as it will explain when the loan will be deposited.

Warning: Late repayment can cause you serious money problems. For help, go to

MobileQuid is not a lender but is a licensed credit brokerage business.